Erin L. Peters, Attorney at Law

Foreclosure defense


Erin Peters has extensive experience assisting homeowners defend the ownership of their homes in every stage of the foreclosure process. Whether you are struggling but have not yet missed a payment, have already received a "demand for possession" following the foreclosure sale of your home, or are somewhere in between, you do have choices. There are several options available to homeowners to retain their property or negotiate the most favorable terms on which to leave it, such as:

  • Loan forbearance;
  • Mortgage modification;
  • Bankruptcy;
  • Offering a deed in lieu of foreclosure;
  • Negotiating a "cash-for-keys" settlement; or
  • Fighting back against lender errors through litigation.


Though most foreclosures in Alabama are non-judicial, meaning the lender does not have to go to court to foreclose, lenders and servicers are still subject to strict statutory and contractual processes. Furthermore, servicing errors and other lender or servicer mistakes may invalidate a foreclosure. Many homeowners feel powerless to fight back, but an experienced attorney can help you make informed decisions and achieve a more desirable outcome.

Consumer Protection and Defense